Originally Posted by
claurianta2
CapitalOne's redemption system is very easy. Every point is worth 1 cent (so the return is 2 cents on the dollar), and you can claim it against pretty much any travel purchase you make with the card, anywhere. The way it works is you buy your travel first, and as soon as it posts on your card, you can redeem points against that purchase to reduce the amount of the purchase. There are no minimums and you can make partial redemptions.
CapOne seems to be a viable option. Thanks!
Originally Posted by
Bonaventure
A combination of cards is a good choice. TD First Class Visa Infinite gives 4.5% CB on hotels AND flights. Downside is having to deal with Expedia CS and book through the Expedia portal, but I do that with >100 flights per year and it's been worth it for the savings. Good insurance coverage as well.
And then an Amex of your choosing. Either Plat for it's many associated perks, or the SPG for earning. The numbers only you can crunch.
Not a fan of being restricted through one portal, because if I had to do it I'd go for the BMO World Elite instead.
I miss my Platinum card but I can't swallow the $699/year.
I know the $200 credit is awesome and the Priority Pass is worth it, but it's just too much money right now.
Originally Posted by
mikeycanuk
Why dismiss Aeroplan so quickly? Sure it's far from perfect but it's easy to rack up a few hundred thousand miles with card churns. I've got some redemptions that are 8-10c a mile for J and F. You can also rack up MR miles even easier and instant transfer to AP if needed. I think using MR against travel is like a measly 1%?
I used the Aspire card when I needed to divert spend from AP cards, it's good at 2%.
Hmm... I guess dealing with AC left a bad taste in my mouth but if I can redeem better through AP, then I'll swallow my pride and cash in on the goodies. I think TD offers a good product for Aeroplan. The redemption process during Aeroplan was so difficult when I first did it (blackout dates galore, taxes and fees galore, etc.)