Just wanted to clarify before I make the switch from RB. Leading contenders are One VIP vs Bluebird?
One VIP offers online credit card loads, but only with an Amex and these do not earn points. For Amex cards issued by other banks like Fidelity Amex, you do earn. Serve is not eligible for Amex offers.
Bluebird doesn't offer online credit load but is free, works with Walmart savings catcher, and is eligible for Amex offers.
Since One VIP's online credit load is mostly useless, isn't Bluebird the better product for most people? Unless you have a non-Amex issued Amex that can earn.