This whole thread is crazy! The red bird is not dead, it is only sleeping! Most of us still have our cards and can go to Target and watch for people about to pay cash. Every customer with cash is a candidate to pay us a small commission to use our card to snatch 5% out of the jaws of Target. This could be bigger than when one of our famous Flyertalkers cleaned up taking cash and then used his credit card to pay for other peoples' ski passes.