My anniversary month is October, so I'm evaluating whether to keep this card (I have the regular $49 card).
If I pay the annual fee in November and later cancel the card, is a pro-rated portion of the AF refunded? I have a flight on VX in December (first SFO - OGG flight) and will probably keep the card till then for the free first checked bag.
I've searched online and in the paper pamphlet found at the airport but cannot find anything that would indicate whether or not the card is churnable. Does anyone have any experience with this?
The pamphlet at the airport offered double bonus points (20k for the black card) but the offer had expired. Seriously, why have those things out if the offer isn't valid anymore? If I could get double points with a new application, I'd do it in a heartbeat.