FlyerTalk Forums - View Single Post - Foreign exchange rates discussion [FOREX]--all cards
Old Oct 12, 2015 | 11:56 am
  #118  
josephstern
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Originally Posted by josephstern
Didn't try Amex or Discover, but I'm fascinated by this. I was at Tokyu Hands yesterday and bought two items within a few minutes of each other. Decided to test:

Chase UA Visa: 919 Yen -> $7.66 (1.200)

Citi Prestige MC: 1080 Yen -> $8.90 (1.213)

More than a percent better on Citi MC.

I'm really pretty surprised. If you had a Visa with a 3% forex fee, it's really 4%. Starts adding up.
So the Chase posted finally at $7.68 and the Citi at $9.02.

First, I'm amazed that pending and post differ. Never knew that.

Second, here are the final conversion numbers for that date:

Chase UA Visa: 919 Yen -> $7.68 (1.1966)

Citi Prestige MC: 1080 Yen -> $9.02 (1.1973)

This makes the difference negligible.
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