Originally Posted by
josephstern
Didn't try Amex or Discover, but I'm fascinated by this. I was at Tokyu Hands yesterday and bought two items within a few minutes of each other. Decided to test:
Chase UA Visa: 919 Yen -> $7.66 (1.200)
Citi Prestige MC: 1080 Yen -> $8.90 (1.213)
More than a percent better on Citi MC.
I'm really pretty surprised. If you had a Visa with a 3% forex fee, it's really 4%. Starts adding up.
So the Chase posted finally at $7.68 and the Citi at $9.02.
First, I'm amazed that pending and post differ. Never knew that.
Second, here are the final conversion numbers for that date:
Chase UA Visa: 919 Yen -> $7.68 (1.1966)
Citi Prestige MC: 1080 Yen -> $9.02 (1.1973)
This makes the difference negligible.