WOW! such great tips. Thanks all! I have used many of the non-travel ones (piggy banks, but will open seperate account to put them in), but needed to put them togeather with the travel ones to make the dreams come true. Last child off to college soon, and had already told her that I was 'out of here', just didn't know how I would swing it. I don't want to wait until I can't 'play' when I travel (plus wanted to hook her)-- why I am asking for ideas now -- and your ideas are great! I am still reading, reading, reading -- and profiting from your ideas and exchanges by the moment -- thanks all!!!