Opening or closing a plat select resets 18 month window
Originally Posted by
Newyorker11
Opening comes before closing, so I don't understand the above statement?
Open comes before closing only for one card. The opening of one card might come after the closing of another card.
Also, you don't to close one Citi to apply for another Citi card of the same type. Cit only counts openings and closings of cards, not whether you hold them currently.
So maximum success may occur in some cases if opening card two comes after opening card one but before closing card one. If card one was opened more than 18 months ago, then open a card two is safe as long as card one stay opening card two is likely to fail (getting a bonus) if you close card one before you apply for card two.
Originally Posted by
Newyorker11
Also where do you see preapproved offers, is that through a snail mail?
Some fraction of people get them in email and/or snail mail. But there's a place on the Citi website where
anyone can look for those. In fact, a banner announcing that sometimes pops up (before you've logged in) when you go to citicards.com(though there's lot of banners that do, and it may take quite a lot of visits before the specific banner about pre-approved offers comes up for you).