Originally Posted by
Carl Christensen
Interpretation:
-If you have had a World card not converted to WE and think you are stuck in the 18 month loop, then it *appears* that getting a new one, letting it age to convert from W->WE resets things to make you eligible for a new bonus on your next app.
Maybe, maybe not. The "loophole" could be instead be because Citi treats WE and W as different products, so if all you had in the past 18 months is W's that you opened and WE's that you closed, the "loophole" works, but it could be that if you had W's (never converted to WE) that you opened or closed in the past 18 months, that despite getting a W->WE since, if you're still less than 18 months from a W being opened (and not converted) or closed (as W), you'd be out of luck.
Btw, this is hard to determine with a small number of datapoints, because any one person who closed a W might not realize if Citi had already scheduled it to be converted to a WE, and counts it as a WE closed. But if so, that would a fortunate timing aspect, and not likely to be repeated reliably over many datapoints.
Also, we're not even yet absolutely sure whether the W->WE "loophole" and the pre-approved "loophole" are the same loophole or totally separate ones. (And that timing problem, of not knowing when exacctly Citi considers you upgraded to WE, and if it's possibly before they give you hint that they're doing it, makes this one also hard to figure out for sure, except of course if proven that the pre-approved "loophole"
doesn't exist on its own.