At first, I was excited for that Tangerine card, allowing people who do not meet World Elite income requirements to get 2% on several categories. Then, as someone pointed out on RFD, there is actually a better alternative.
Turns out if you apply for the MBNA Rewards WE ($89 AF, FYF) but do not meet the World Elite income requirements, you may be approved for the Platinum Plus version of the card, which offers the same earnings (2 points/$ spent, redeemable for cashback) but no WE benefits.
It is not very well advertised on the mbna website, but if you read the fine print (bolding mine):
You understand that this constitutes an application for both a World Elite Account (“World Elite Account”) and a Platinum Plus Travel Account (“Platinum Plus Account”). If your application for a World Elite Account is not approved, then this application shall be considered as your request and consent to the opening of a Platinum Plus Account. The World Elite Account and the Platinum Plus Account have the same material financial terms unless otherwise disclosed to you in the Information Box accompanying this application. These Accounts also have similar rewards program terms, but may have different rewards earn rates, earn limits and embedded benefits. You further understand that the World Elite Account is a type of premium credit card (“Premium Card”). A Premium Card is only issued to a well-defined class of cardholders based upon individual spending and/or income thresholds, which may vary by the type of Premium Card. We will determine your eligibility for a Premium Card based on Premium Card requirements, which may change from time to time.
That makes the MBNA card a much better option for me!