Originally Posted by
SMR57
I was automatically approved with no further action after the hold expired, but it looks like AMEX did two hard pulls - 5 days apart. Believe they should have combined them.
Does anyone know if it is possible to get one of the hard pulls removed from my credit report? Thanks in advance.
No. The hard pulls are combined by the credit bureau and not by Amex. Two pulls are combined only if they happen on the same day and by exactly the same entity. Some credit issuers (not Amex) use different names when doing hard pulls, so even though you apply for two cards from the same issuer on the same day, the two pulls might not combine. Now in your case, Amex decided to delay the pull for the second application for 5 days, so there is no way the two pulls will be combined. Don't waste your time calling Amex.