Apologies for the thread bump; I don't want to clutter this forum with --yet another-- Ctrip thread.

I'm posting here to advise all to try their best to opt out of the insurance (that gets automatically added to your tab). In the past, they would pay you Y300 for delays of more than 3 hours, which was an okay proposition (a net positive on some routes, in fact).

But, now the benefits have been stripped down to this (and, only this):




That's a $9,000 contribution towards my hospital bill if I am injured.

And, $250,000 if I die.

In spite of the fact that I'm not an actuary, my math skills are decent enough to declare that this is a complete scam (the cost is Y40).

While Y40 is a meaningless sum to most people, I simply loathe business practices that rely upon consumer ignorance.