Originally Posted by sdsearch

The Executive card "feels" very different because it has different benefits (such as lounge access), no waived AF, a very high AF, etc.

But once you factor out that "feel" aspect, the Gold, Platinum, and Executive cards are just all different personal Citi AA card products.

The Executive card has its own thread because of that very different "feel".

But from the standpoint of churning rules, the Executive card is not all the different than any other Citi AA personal cards, while the churning rules for Citi AA business cards are very different and less well understood (beyond "YMMV").