Hello,

I have a few questions:

1. I have American Express AeroplanPlus Gold Card that has annual fee coming up soon. I would like to switch it to American Express SimplyCash Card. WOuld that work? If not, what no-fee card do you suggest American Express AeroplanPlus Gold Card switching to? I would like to keep the relationship with Amex?

2. I am thinking about getting Amex Platinum which comes with Priority Pass+1 guest. Can I use this to enter the lounge after arrival? This is for travel with carry on only, obviously. Quote from Amex site: "For complimentary entry, simply present your Priority Pass membership card (which you will receive after you enroll) and a ticket valid for travel on that day on any airline, regardless of class of service."

3. $200 Annual Travel Credit from Amex Platinum - can I use it to book flight for a family member (or anyone, really) using any website - e.g. expedia, airline, etc.

4. I know that BMO had FYF for BMO World Elite MasterCard in the past. I could not find FYF now. How often does FYF come back and when was that last time they had it?

5. Any personal experience with how long it takes from the application for BMO World Elite MasterCard till receiving Priority Pass membership card and passes? I do not need the passes till next year, so I can wait for FYF to come back, just want to know how much time I should leave before the intended use of the passes.

6. Does Chase allow a product switch from Marriott to Amazon card?

Thanks!