...but Allie, and I know you're living in Great Britain at this point in time, if more merchants in Europe adopted the US method of not bothering with signatures for small purchases then no cvm signature would be almost as good and fast as contactless. I did put android pay on my galaxy 6 but I wonder why and it's my only phone apparently with NFC. My other smart phone is the international edition of the galaxy s5 mini with dual sims but no nfc (or lte for that matter) which is used for my foreign sims while I use the galaxy 6 for travel and data using the t mobile plans now which has greatly lessened the need for local sim cards. I am looking into an Asus zenfone 2 I think it's called with dual sims but one of the sims is 2g and texts only and while none of this is a big problem for me, I wonder how others feel about it. Almost all the people here because of the nature of this forum look at these things from a vastly greater knowledge of technology and the practicalities of travel than the average joe in the street which is what we keep coming back to, isn't it?

As far as the USA going to pin, in my opinion it isn't going to happen (but who really knows). I mean Chase was originally very adamant they were going to chip and pin but something changed over there. And merchants would scream bloody murder if after going through this whole liability shift to chip cards they were suddenly told they have to make provisions for pins. As for myself, quite frankly I see no need for contactless. My cards work fine as they are and while I suppose I could even a person as highly intelligent as I am (I am so modest) could not tell you the pins on all my credit cards (partially of course because I never have to use them) and before every trip, I pick out the cards I am going to take on a particular trip but since only 2 of them are pin preferred I can check out the pins but if I took 5 or 6 of the cards, matching up each card with its pin could be a problem and I also work with the caveat as to whether it is a good idea to make all the pins the same (there are certainly pros and cons to that). But for those here who think well it's just another change and us Americans embrace change to standardize things with the rest of the world, ask yourself why we're not using metrics despite the obvious advantages and are one of 3 countries which still use Fahrenheit (I believe Burma is one of the others). Kind of frightening, isn't it?