Originally Posted by
grandgourmand
I guess.
I consider the $400 an investment a) in the initial points and b) leverage I can use for a future card and/or retention offer. For example, I'll eventually convert to the Infinite version then wait for them to try and upsell me.
I kid, I kid. Yeah, it's not a bad deal for $400, and I hadn't even considered the leverage angle you mentioned.