Originally Posted by
heraclitus
I guess they figure if you're ball in' hard enough to qualify for it, you should have no trouble ponying up the 4 bills.

I guess.
I consider the $400 an investment a) in the initial points and b) leverage I can use for a future card and/or retention offer. For example, I'll eventually convert to the Infinite version then wait for them to try and upsell me.