I didn't see another thread on the topic, but Android Pay is now available.
Android Pay reaches Google Play, ready for all in the US (engadget)
Works on any Android running 4.4 or higher with NFC. Google initially started updating Google Wallet a week ago to Android Pay, but now anyone can download it from Google Play.
Google Wallet acts as a new, standalone app for P2P payments.
Question: It says that it's only available in the US, but will work at any NFC PoS. Does that mean it won't work outside the US or just that I can't load a non-American credit card?