Originally Posted by
GrayAnderson
I asked about the conversion thing. The response I got was that you can exchange a no-fee card for a no-fee card but since switching to a fee card would "adversely affect" me I can't ask to switch a no-fee card into a fee card.
Now, I do understand the issue of not being able to do that swap involuntarily, but if it is voluntary and requested by the customer then I really don't see where the problem is. But it's BOA...*sigh*
The "fair credit act" prevents this for the first year. After you hold a card for a year there is no restriction from the gov't.