FlyerTalk Forums - View Single Post - New Amtrak Guest Rewards MasterCard arriving Fall 2015
Old Sep 18, 2015, 6:03 pm
  #247  
isle-hawg
 
Join Date: Jan 2010
Location: DCA/RIC
Programs: HH LTD, AA LTG
Posts: 1,015
Originally Posted by GrayAnderson
I asked about the conversion thing. The response I got was that you can exchange a no-fee card for a no-fee card but since switching to a fee card would "adversely affect" me I can't ask to switch a no-fee card into a fee card.

Now, I do understand the issue of not being able to do that swap involuntarily, but if it is voluntary and requested by the customer then I really don't see where the problem is. But it's BOA...*sigh*
The "fair credit act" prevents this for the first year. After you hold a card for a year there is no restriction from the gov't.
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