Yes, it's just a so-so signup offer nowadays, but if you need the points, go for the free points on this no-fee card. Apply through GCR and get $25 cash back, which is also low, but better than $0.

A couple of years ago MBNA ran 3 'short' promos for this card, twice at 50,000 welcome points, and once for 60,000 points...but not through GCR. Looks like MBNA aren't willing to promo this card at these elevated bonus levels anymore, it's been almost 2 years since the last gold rush.