Originally Posted by
snic
Correct me if I'm wrong (it does happen on rare occasions!

), but your free annual credit report
doesn't come with a FICO score. You have to ask for that separately, and it isn't necessarily free.
Correct. I think the idea to check one's credit report came from an abundance of caution, just in case the drop was due to some other credit event and not the closing of the CC accounts.