FlyerTalk Forums - View Single Post - A huge 76 point drop in my credit report after closing few cards?

Sep 7, 2015 | 1:04 pm

#5

graceflyer

Join Date: Sep 2015

Posts: 6

Quote:

Originally Posted by NYCRuss

Did your standard FICO 08 scores drop? That's what typically is used for credit card approvals.

I'd ignore CS and CK. They don't use FICO scores. The scores that they do use, which are rarely used by lenders, use AAoOA instead of AAoA.

AAoA is average age of accounts. This includes closed accounts. FICO uses AAoA.

AAoOA is average age of open accounts. This does not include closed accounts. FICO does not use use AAoOA.

I did check FICO scores through my Barclays account which hasn't updated since August 28. It shows my old score, which is great.
Is there a way to check the current FICO score for free elsewhere?

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