Originally Posted by
powerlifter
M&T bank issues a chip and pin card. They also issue a chip &pin debit card.
What is nice is no FTF, No AF. It is also a rewards card. ^
Just a heads up on the M&T credit card. I got one and took it on my last trip to the UK where it kicked out a signature request every time I used it. Never once asked for the PIN. I did not have a chance to use it in an automated terminal, however.
Called M&T when I got back to ask why I was never asked for a PIN and got an agent who I don't think actually understood the problem. All she could say is that it depends on what type of terminal you put it into.