Just in case any one is wondering about Soft Serve. Barclay's Arrival+ sent me a new card # as they identified mine as susceptible to fraud though I've never had a fraudulent charge on it. I put off activating it so I could keep Serve loading, however was forced to make the switch this month. Was able to pull off the switch no problem and have done two loads so far. If they ask for me to verify the card I will update how that goes with the CSRs.