Originally Posted by alexisonsmith
I got transferred from CIBC last summer. Downgraded around August timeframe, upgraded in Jan and will downgrade sometime in the next month looking to upgrade again in Jan 2016
Originally Posted by
grandgourmand
Thanks. I'll do that next time...a much easier process than re-applying.
Interesting. I haven't tried downgrading on a first-year-free card. Should I downgrade to something like TD Green Visa (a card with, like, zero benefits), then a waiting period?
Last edited by jerry305; Sep 1, 2015 at 7:27 pm