Originally Posted by
fassy
Sign up, reach minimum spend, cancel and sign up again next year is too much work for 4.000 points for my taste.
Wait for offers that give 8.000 or better. Otherwise it takes 3 minutes to sign up online.
Also not sure how it looks on the credit info notes when you open and close cards all the time.
It wouldn't affect it at all, those are exclusively measured on your ability to pay back credit on time. If you don't actually use any credit by completely paying your monthly bills your rating stays the same.