Additional data points...
Some additional data points to feed those who may be interested in AMEX applications, approval, credit inquiries, airlines bonus, etc...
I currently have 8 AMEX accounts (4 Charge, 4 CC), have had 9 total, 8 of those opened since March 2015. I have provided below a chronological timeline of my relationship with AMEX for those wondering about approvals, inquiries, airline credits, etc...
Background: I had lived overseas for several years until late 2013 so had few CC's but credit history going back to 2000.
March '14: BCE - instant approval.
March '15: BCP - instant approval.
April 1 '15: Plat - instant approval.
April 24 '15: PRG - instant approval.
April 24 '15: Plat BUS- "call us", verified identity and approved same day. Inquiry w/ PRG merged.
May 09 '15: Everyday Pref - instant approval.
May 09 '15: Everyday - auto approved next day. Inquiry w/ EDP merged.
May 23 '15: BUS Gold Rewards - "call us", verified identity & approved same day.
Aug 19 '15: SPG Personal - Pending, AMEX left message to call the next day. Called and had reached my card limit, canx'd Everyday and approved on the phone.
That's 4 in 60 & 7 in 90 days, so it is possible to hit AMEX hard for those willing to gamble. I was usually smart enough to plan and app for 2@ a time, but did burn a couple extra hits by responding spontaneously... The latest SPG app seems to confirm what we already knew about a 4 CC limit w/ AMEX (despite what the rep told me on the phone when I called to canx ED prior to SPG app.)
I received all airline credit via United GR for Plat, Bus Plat, and PRG within 2-10 days.
What have I missed??? This site has been a phenomenal source of knowledge so hopefully somebody is able to use this info in their app/churn/MS process. Cheers!
Last edited by StrangeBrew; Sep 9, 2015 at 6:18 am