I have two family member cards, one in mom's name and one in grandma's who both live out of state. Signed up for grans using my address and had to answer some security questions (basic info like past street name, not recommended) but had my mom's sent to her house. I also would not recommend linking a bank account that is in neither of their names in case you get asked for proof. I have a redcard myself and either just billpay from their accounts or transfer the funds to mine.