Carl is a good ms'r here and has a unique situation due to extra great customer service that wants to encourage repeat visitors into their store which also means more chances Carl will shop there. Unfortunately not all stores are like that. I know in one area near me that a ms'r was feeling comfortable with large ms activity at one store (not Tgt, but buying MOs using VGC) since he thought the cashiers were friendly and all was well buying thousands in MO per day with his stack of $500 VGC. He didn't bother to vary his CVS VGC purchases either and went to the same CVS during his lunch hour from work everyday. After a while, a manager at the store where he regularly bought his MOs somehow found out from one of the cashiers and that was the end of that, not just for him but everyone else. Now the cashiers apologize to everyone that they have to ask what type of debit they are using and so forth. That is the risk some take in deciding to only go to one store due to convenience no matter what type of ms activity it is. Then, they become responsible for shutting down everyone. I'm not criticizing anyone, but just warning others who think they can be like Carl when most of the time they can't. It's easy to think all is well and get too comfortable when behind the scenes people are talking about you and suspicion gets raised because they don't understand what this is and then fear of fraud creeps into one cashier and then that one person talks to management about you and management may not understand there's no fraud occurring, but err on the side of caution.