Not sure if this is the right sub forum to post this, and I'm a first time poster so please let me know if I should post elsewhere.

I'm curious if anyone else has experienced this.. up until about 3-4 years ago, I used to get targeted credit card offers every week or so, along with your usual junk mail. I wasn't into churning then. Then around 2011-2012, I was a victim of either mistaken identity or fraud, where someone opened CC accounts in my name among other things. So I put a fraud alert on all 3 credit bureaus, but never a security FREEZE. So every time I apply for credit, the credit lender must give me a call to verify that it was actually me.

Since I put the fraud alert, I've not received a single targeted CC offer in the mail. Around that time, I also started churning as well. I also don't ever pay interest fees or carry a balance, so maybe I'm already not the most qualified for those targeted offers...

So does anyone know if the fraud alert has any correlation with not receiving targeted offers? Since I think many of those who churn still get targeted offers..