Instead of taking the time to read the fine print, I usually ask the server if the gratuity is included in the total. You could even take an extra 30 seconds when you call Room Service to ask if the gratuity is included in the total that the server will bring you to sign. These people survive on tips just as a server in a restaurant.
In my opinion (and even more important in foreign countries) perfect advise from nanook. In Switzerland, the tip (15%) is always, by law, included in the bill (Restaurants, taxis, ect) but you often round up (5%),