What banks do many times makes no sense and on top of that they may tell you a bs reason, especially Chase. When friend was turned down by Chase with 770 FICO, never a late and one inquiry, Chase actually said " sometimes one inquiry is too many."
Originally Posted by
uPantcho
got my CCs closed but checking is still open.
im guilty of nb 7 "Did you apply for many credit cards or other forms of credit in the past 2 months? ("Many" may be hard to define.)"
i explained my situation, they will do a review but i doubt that i will pass it. i will try to review again in a few months (i was told the limit is 6 months to reinstate accounts).
i was making my credit grow as fast as i could because it is quite new (20 months) but i wasnt doing it only on the credit cards... i just got my second auto loan (and now i have 2 cars, i didnt sell the first) and my first autoloan that i got last year is almost paid off...
will update next week with the current review result and if declined i will try again in november i guess. i was lucky that i managed to get some AGCs to pay my tuition the day before the shutdown lol