Originally Posted by
Points Scrounger
I'm eagerly awaiting my new debit card for PIN purchases overseas -
1% of a $20 souvenir T shirt is only 20 cents, as opposed to holding up a queue, having a scribbled signature questioned, being asked for ID, etc.
Unless their debit card is going to use something that will work even in places that don't accept Visa/MC credit (e.g. only Maestro/V PAY), wouldn't using a First Tech CC work just as well for your purpose? The credit card may even be more likely to produce a PIN prompt due to it having offline PIN; I'm actually envisioning a MC debit card from them only being online PIN just like Capital One/BMO's.