I thought things would work out well for you in terms of visiting. However, do you mean you had the MC first, and opened an account later, or that you were able to select your PIN then-and-there. I'm eagerly awaiting my new debit card for PIN purchases overseas -
1% of a $20 souvenir T shirt is only 20 cents, as opposed to holding up a queue, having a scribbled signature questioned, being asked for ID, etc.