I have about 300k hilton, 200k amex, and 250k chase and other small amounts in hotel chains. I have 9 months so i can book something refundable now and then focus on accruing a certain type of points by then.
I have been looking and each chain is a lil different in what they allow to be booked with points for their family rooms. I thought i found a great Marriott at 35k a night, and then realized it had a $100GBP fee per night....