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Originally Posted by cerps343
My spend per month is several hundred dollars, max of maybe $3500 in a month?
$3,500 in a month, or in a year?
If you only charge $3,500 per year, then you will not garner any appreciable benefit from your spend. Most credit cards with valuable sign-up bonuses require charging upwards of $3K or $4K to the card within the first three months.