Originally Posted by
kapstone
I would like to cancel the Plat because the annual fee just isnt worth it. I may cancel the United card, but may keep it for length of history credit. My question is do I just keep what I have or apply for another card (AA 75K offer? may a SW card)? My other question is does it matter if i cancel the plat before i apply for another card?
As soon as you don't touch the Cap 1 card, you will be fine. Except for that card, everything is disposable.
You have 2 Chase card. What I will do is I will open a Chase Freedom and then consolidate both CLs from CSP and M+ to the Freedom. In that case, you can keep all or most of your CL, still earn the bonus from Freedom, and continue to maintain the UR account. If your UR balance is 0, then you can simply convert one card to Slate and consolidate.
AMEX imposes 1 lifetime bonus. So keeping AMEX Platinum or not is totally up to you. For SPG, consolidate with Amex Everyday.
It is up to you what you want to apply, as in your case, you are earning because you want to earn.
Originally Posted by
Fornever
BOA Travel gets no foreign transaction fees, no annual fee and points redeemable for travel credits.
Welcome to FT.
I have this account in active status through product change and I don't even use it.
NFTF is the only advantage of this card. Its points are even worse than Citi TY.
Originally Posted by
Fornever
As to the second question, I don't think it matters if you just keep all your current cards and apply for AA 75K offer.
It matters as most of them have AFs.