Hi Everyone,

First post here but long time reader. I'm looking for some help from the pros deciding on my hotel program. I pretty much have it down to IHG or Hilton, as my travel brings me to a lot of small towns where the sheer numbers of Hampton and HIE properties help out. I'll probably have about 30 more nights this year, and somewhere around 75 or more next year.

I currently have IHG gold and HHonors gold status, and about 30-40k points in each program. I'm getting married next year and would like to save for some free nights somewhere in Europe for the honeymoon.

I also have no credit cards besides a regular Bank of America travel rewards, so I know there is some opportunity there. Which program would you guys recommend?