so, i see a lot of talk about the IHG card recently due to the thought CaptialOne will not issuing this card soon. I am just wondering if the card that every one is apply be the 15K no annual fee version or the 60K $120K annual fee version? I can never justify $120 for only 60K IHG as I don't value IHG only based on 5K PB stay. your thought on this?
I would look at the 60k version. In this situation, I just ask myself a very simple question: can I get more than $120 in value out of 60k points? And in my situation the answer is yes. Especially since I have plans to do a few weekend trips in the U.S where the value of those points has increased due to CAD depreciation. If I can get 2-3 nights from those points at hotels that cost USD$150 or so a night then I'm in great shape. Not fancy stuff, mind you.
But I'm also a credit card junkie...so take my comments with a grain of salt.