Originally Posted by
CRNA
I am a full time college student and I make roughly over 10k/year while attending school. I am new to chruning/MS and I don't want to be shut down. I have a USbank Flexperks AMEX card. When applying for this card they asked for my household income (Me + one parent) and reported ~55k.
How much is too much? I don't want to be flagged. If I spend 2k/month or 24k/year is that suspuscious? What about double that?
if you have to ask this question, you must not be comfortable with the amount you're doing now. something inside you is already giving you a warning and it's up to you to heed it or ignore. If you think you have the means to float funds just in case you get flagged and your funds are frozen for 180 days, you can choose to ignore and continue with what you're doing.
if you're interested to read others' experiences getting flagged by CCCs for lying in their applications, go to myfico. After reading, make your decision on how to proceed. I don't think any MSer can give you guarantees on what is a safe amount; there's a lot of financial risks involved in this game, you have to be prepared with several options for whatever happens.