Originally Posted by
EsherFlyer
I find the suggestions that insurance is the way forwards strange. Doesn't that mean you then have to declare the loss in the future when renewing insurance, with ongoing additional expense for increased policy costs?
Yes, although in my experience it makes little difference to the premium. I had a bag missing/stolen on Oman Air 2 years back, I claimed about £1,600 and the premium went up by about £10.
Surely that is the purpose of insurance though. Why would I spend hours being given the runaround by BA when a single call to my insurer gets the job done immediately.
Armed with the PIR the insurer will claim part of it back from BA anyway, I would imagine there is some settlement methodology in place.