I'm currently a MP Explorer card holder and considering on switching to the Club Card. If I were to upgrade does the 1st year annual fee stillget waived or does it just deduct off of the previous annual fee and I pay the difference. Next question, it says I won't receive my Club Access card for up to 6 weeks. I have a flight next Saturday, if I receive my new Credit Card would that be sufficient to access the club or will I be denied access.