Kate= Don't have one too close. I have heard rumors of one about 30 minutes away but don't have time to go and check it out yet. I have plenty of walmarts around me (one I frequent a lot since its on the way home from work) and have not had any problems thank god.
I don't buy Simons. I buy VGC's from a grocery store because I have 2x on grocery. The activation fee might be a little higher at $5.95 instead of the $2.95-3.95 at the mall, but I am getting 1012 points vs 503. I have some "near" me. If I took the toll way and no traffic about 20 minutes.
If it was more restricting for me than it is now I would go about an hour-1.5 hours away depending how much cash I would try to MS. I am still in school so when I am at school it is more restricted and that is how far I drive, but when at home it's awesome!