No, no, no!!!!!!!!!!!!!!!!!!!!!!!!!!!! You're wrong!

Stop giving wrong information based on a guess!

Things have changed at Citi. They no longer deny you if they're not to give you a bonus. They'll give a card even if they're not to give you a bonus.

So the worst thing you can do is reset your 18 month clock and have nothing to show for it!!!!

Here's an example: You apply at 16 months. You get approved for the card, but denied for the bonus. You now have to wait another 18 months before you can get the bonus, since the 18 months is since you last "opened or closed" a card, not since you last got a bonus.

In fact, by "trying" too early each time, you can go for many years resetting your 18 month clock while never getting a bonus!