Wirelessly posted (BlackBerry: BlackBerry8530/5.0.0.1030 Profile/MIDP-2.1 Configuration/CLDC-1.1 VendorID/417)
"If they want physical card, and USAA apparently does not send these out to members without USAA bank accounts / insurance, then there's a problem."
Agreed. But that sounds like a problem that needs to be addressed with USAA, not with Budget.