FlyerTalk Forums - View Single Post - Capital One Venture & other Cap 1 cards (50K for $3k spend)[Consolidated]
Thread: Capital One Venture & other Cap 1 cards (50K for $3k spend)[Consolidated]
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Old Jul 14, 2015 | 10:33 am
  #392  
deltame
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Originally Posted by patrick.barnes
As far as I can see, CapOne are now trying to get more prime customers onto the Venture and QS.

I applied for the QS yesterday (21.5% back on Uber) and received a 30k CL at the best APR. My FICO is 783 and I put around 5-6k a month through my cards in real spend.

I don't know when you last tried, but they seem to have changed all this in the last couple of months.

Their prequalifier is also spot on.
My rejection letter came with a citation of credit score of 785+. I don't regularly put large spend like yours on CCs, only when needed for example international travel. So I didn't put a high number of monthly charge in my online application, maybe this is a factor in their algorithm. I didn't read FT forum before my application, there are quite a number of FT posts in recent months about rejections with cookie cutter wording for reasons that didn't make sense (to the posters).
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