Originally Posted by
zippy the pinhead
Regarding your first point, it seemed their system was ill-equipped to handle this conversion process, so I was thinking to apply, just to see if I could get the 75K bonus. We have a trip coming up, and I need some hotel rooms, but after seeing the dismal redemption opportunities from Hilton at the time and place I need them, I'm inclined to pass on this opportunity.
Here's the problem with "trying": The 18 months is since the last account open or close, not since the last open on which you go a bonus. So
if it's been a while since you did that conversion, and you're partway into your 18 months, be aware that
"trying" for the 75k will reset your 18 months, whether you get the bonus or not.
These days,
Citi will approve you for a new card whether or not they're going to give you a bonus. It's not like in the past where you could count on getting denied for the card itself if they weren't going to give you the bonus. So now, every
attempt to get a bonus restarts the 18 month clock, but may not actually you get you a bonus.