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Originally Posted by dkjb3t4
Hello everyone,
It is time for me to move my checking account from BofA to another one.
I would like for it to be accessible from other countries without going through an intermediary bank like Citibank and I would also like to either earn miles or have no charges or both.
What are the checking accounts you guys use?
If you do not require a brick-and-mortar bank, you should consider some of the online banks, like Synchrony and State Farm Bank. Both rebate other banks' ATM fees, and I know that Synchrony does not impose a Forex fee for foreign ATM withdrawals. (Not sure about State Farm.) And you might not even need a checking account for your foreign ATM needs: money-market and savings accounts can have ATM access as well.
You might find that the best solution is to have a traditional checking account at a local bank for your everyday needs, and a separate online savings or money market account with an online bank for foreign ATM withdrawals.