Sorry to hear that. But such is life and I've learned not to punish myself for other people's mistake/problem. For example, Capital One does not seem to want my business. I didn't jump on the Venture card huge bonus a number of years ago but decided to applying for Quick Silver last year and again Venture this year, and I was rejected both times. Perhaps my score is too high and spending pattern does not fit their business model. There is nothing I can do about it so I just let it go and move on.