Originally Posted by
hitman1420
Does a high current balance on other Citi cards affect my chances of being approved for Premier card?
I know it doesn't count as part of utilization until statement close, but I don't know if it'll affect my chances if I have to call in for recon?
I'd recommend paying off credit cards before trying to play the points game. I think it depends on how high the balance and credit limits are though for whether this will mean you can get approved. If you are carrying high balances though at high interest, you are much better off saving a ton of cash by opening a card with a 0% balance-transfer ability.