Well I spoke with someone who knew what was going on, and understood me.. Looks like when my phone rings overseas the billing begins. Who would have thought? So I am out about $200+ on that. I cannot get a straight answer on the customer service thing. I was better off using foreign sim cards while overseas, so it looks like stick with that. Singtel, Orange, Vodaphone, OI etc Ahhh! Make note of this folks. I have to admit 90% of my calls are not important enough to warrant $1-3 a minute